BOBCARD

Bank of Baroda Credit Cards

RedefiningLuxury.

Unmatched privileges for the discerning traveler. Eterna is not just a card; it's a statement.

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ETERNA
TIARA
CASHBACK
ETIHAD PREMIUM
ETIHAD CLASSIC
01 / 05
Eterna

Eterna

Elevated lifestyle & premium rewards

15x reward points on dining, travel & international spends. Unlimited domestic lounge access, BOGO movies, and FitPass Pro.

15x

Dining & Travel

3x

All Other Spends

Free

Lounge Access

Explore Eterna
02 / 05
Tiara

Tiara

Empowered lifestyle, wellness & style

Built for the modern woman. 15x rewards, complimentary wellness package, style vouchers from Myntra, Nykaa & more.

15x

Dining & Travel

Free

Wellness Package

Free

Add-on Card

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03 / 05
Cashback

Cashback

Simple savings, every single month

5% cashback on eligible online spends, 1% on everything else. Auto-credited monthly. No points, no complexity.

5%

Online Cashback

1%

All Other Spends

Auto

Monthly Credit

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04 / 05
Etihad Guest Premier

Etihad Guest Premier

Turn every spend into miles

3x Etihad miles on etihad.com, 1 mile per Rs. 100 everywhere. 12 lounge visits/year and just 1% forex mark-up.

3x

Etihad Miles

12

Lounge Visits/yr

1%

Forex Mark-up

Explore Etihad Guest Premier
05 / 05
Etihad Classic

Etihad Classic

Your gateway to global travel

2x Etihad miles on etihad.com. 2 complimentary lounge visits per quarter. Fast-track your silver tier status.

2x

Etihad Miles

8

Lounge Visits/yr

Fast

Silver Tier Status

Explore Etihad Classic

Double-card benefits

1% back on all transactions

Double-card benefits

Earn 1% back on Scan & Pay UPI transactions + POS & online/offline transactions.

Works with any UPI app.
No reward capping.

Save abroad

with Zero Forex Fee

Save abroad

Travel the world without worrying about foreign exchange charges. Accepted across 150+ countries.

Real-time conversion rates.
Accepted in 150+ countries.

Fuel surcharge waiver

Save on every fill-up

Fuel surcharge waiver

Get 1% fuel surcharge waiver at all fuel stations across India. Save up to ₹3,500 per year.

All fuel stations in India.
Save up to ₹3,500/year.

Lounge access

Complimentary airport lounges

Lounge access

Enjoy unlimited domestic lounge visits and 4 international lounge visits per year.

Unlimited domestic lounges.
4 international visits/year.

Dining & entertainment

Up to 15x reward points

Dining & entertainment

Earn accelerated reward points on dining, movies, and entertainment spends. Exclusive BOGO offers on BookMyShow.

15x points on dining & movies.
BOGO on BookMyShow.

Your Journey to Premium

Get your BOBCARD Eterna Card in just 3 simple steps

Step 1

Fill Application

Quick 2-minute form

Step 2

Instant Activation

Approval and delivery in 5 days

Step 3

Start Earning

Unlock premium lifestyle

Knowledge Centre

From financial insights to lifestyle hacks, stay updated with tips to make the most of your BOBCARD.

BOB Credit Cards 2026: Complete Guide to All BOBCARD Types, Benefits & How to Choose the Right One
Best Credit Cards 9 min read • Mar 11, 2026

BOB Credit Cards 2026: Complete Guide to All BOBCARD Types, Benefits & How to Choose the Right One

Confused about which BOB Credit Card to choose in 2026? From 5% cashback and unlimited lounge access to 0% forex and women-exclusive perks, this guide compares every BOBCARD option by fees, rewards and benefits—so you can quickly find the right card for your spending style and maximise real value.

BOB Credit Card Overview for First-Time Users in India: A Beginner's Complete Guide
Entry-Level 9 min read • Mar 11, 2026

BOB Credit Card Overview for First-Time Users in India: A Beginner's Complete Guide

Applying for your first BOB Credit Card? This beginner-friendly guide explains eligibility, income requirements, fees, and the best BOBCARD options for first-time users. Learn how credit cards work, how to avoid common mistakes, and choose the right starter card to build your credit score confidently.

How BOB Credit Cards Work: A Simple Beginner's Guide to Understanding the Process

Understand how BOB credit cards work from billing cycles and interest-free periods to payments, credit limits, and rewards. This beginner-friendly guide explains statement dates, due dates, minimum payments, and interest charges so you can avoid fees, maximise benefits, and manage your BOBCARD smartly.

Entry-Level 10 min read • Mar 11, 2026
How BOB Credit Cards Work: A Simple Beginner's Guide to Understanding the Process

Things You Should Know Before Choosing a BOB Credit Card: The Complete Guide

Choosing the right BOB credit card in 2026 requires more than comparing rewards. This guide explains fees, eligibility, interest rates, hidden charges, reward structures, and lifestyle benefits to help you select the best BOBCARD Limited card based on your income, spending habits, and financial goals.

Best Credit Cards 9 min read • Mar 11, 2026
Things You Should Know Before Choosing a BOB Credit Card: The Complete Guide

Is a BOB Credit Card Right for You? Practical Breakdown

Thinking about getting a BOB credit card? Here’s a clear breakdown of its pros, cons, fees, rewards, and eligibility. See who it suits best from first-time users to defence personnel and professionals and where it may differ from private bank credit cards before making a decision.

Best Credit Cards 9 min read • Mar 11, 2026
Is a BOB Credit Card Right for You? Practical Breakdown
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Take the first step toward a meaningful journey.

Join thousands of satisfied customers and experience the power of BOBCARD.

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Frequently Asked Questions

Everything you need to know about BOBCARD Eterna Credit Card