BOBCARD - Credit Reimagined
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Premium Lifestyle Card

Unlimited Lounges
Zero Annual Fee.*

Experience the BOBCARD ETERNA Credit Card, unlimited domestic lounge access, 15X rewards on travel & dining, and a ₹15,000 FITPASS welcome gift. Now Lifetime Free till 31st March 2026.

🎁
Lounge Access
Unlimited
📈
Rewards
15X
🎁
Fitpass Membership
₹15,000
📈
Low Forex Markup
2%
Start your journey
Premium Benefits

A Card Designed for Premium Living

Unlock exclusive privileges that elevate every journey, every meal, and every moment.

₹5,000

Welcome Bonus

₹50,000+

Annual Rewards

500+

Partner Offers

5 Min

Instant Approval

Travel Rewards

Travel Rewards

Earn 5X Rewards (15 RP per ₹100) on travel and international spends.

Earn 5X Rewards (15 RP per ₹100) on travel and international spends. Low 2% forex markup. Free unlimited airport lounge, travel insurance and priority boarding
Dining Privileges

Dining Privileges

Earn 5X Rewards (15 RP per ₹100) at restaurants.

Earn 5X Rewards (15 RP per ₹100) at restaurants. Enjoy premium dining experiences. Complimentary dining offers at premium partner restaurants
Wellness Benefits

Wellness Benefits

Complimentary 6-month FITPASS Pro membership worth ₹15,000.

Complimentary 6-month FITPASS Pro membership worth ₹15,000 as your welcome gift. Access to gyms, spas & wellness experiences nationwide
Entertainment

Entertainment

Buy One Get One movie tickets every month with District.

Buy One Get One movie tickets every month with District (up to ₹250/month). Exclusive priority access to curated events & concerts

Unlimited complimentary access to domestic airport lounges across India.*

  • Complimentary food & beverages
  • High-speed WiFi & workstations
  • Comfortable seating & quiet zones
  • Available at all major Indian airports
Exclusive Access

Unlock Premium Privileges

Experience a new level of exclusivity with benefits that redefine premium lifestyle

150+

Countries

100%

Protection

4.9/5

Rating

1M+

Users

Unlimited Domestic Lounge Access

Unlimited Domestic Lounge Access

Complimentary access to 50+ domestic airport lounges. No visit limits. No extra charges.*

  • All major airports covered
  • Complimentary refreshments
  • WiFi and business amenities
  • Subject to ₹40,000 quarterly spend threshold

Travel Like a Premium Member

Unlimited domestic lounges + 2% forex markup

Movies, Dining & More

Movies, Dining & More

Enjoy premium lifestyle benefits that make everyday moments special.

  • BOGO movie tickets monthly (up to ₹250)
  • 5X rewards on dining (15 RP per ₹100)
  • Partner discounts and offers

Dine Like a Premium Member

5X rewards on dining + exclusive partner offers

Your Fitness, On Us

Your Fitness, On Us

Stay fit with complimentary wellness benefits included with your card.

  • 6-month FITPASS Pro membership (₹15,000 value)
  • Access to 5,500+ gyms & fitness centres
  • Valid for 60 days from card issuance

Wellness On Us

6-month FITPASS Pro membership worth ₹15,000

Earn More on Every Spend

Earn More on Every Spend

Accelerated rewards on the categories that matter most to you.

  • 5X Rewards (15 RP/₹100) on Travel, Dining, Online, International
  • 3 RP per ₹100 on other categories
  • Redeem points as cashback (1 RP = ₹0.25)

More Rewards. More Privileges.

Accelerated rewards and lifestyle benefits

Rewards Calculator

See Your Earning Power

Adjust your monthly spending to estimate your annual rewards with ETERNA

Travel

10X Points

20,000

Per Month

You'll earn

200,000 points

Dining

10X Points

15,000

Per Month

You'll earn

150,000 points

Shopping

5X Points

25,000

Per Month

You'll earn

125,000 points

Your Monthly Rewards

475,000

Reward Points

Cash Value

118,750

Annual Savings

1,425,000

Elite Status Unlocked!

You're earning like a pro.

*Calculations are indicative. Actual rewards depend on spending patterns and category caps. 5X rewards capped at 5,000 RP per category per statement cycle.

Simple Process

Your ETERNA Card in 3 Steps

Get your BOB Eterna Card in just 4 simple steps

Step 1

Fill Application

Complete the online form in under 5 minutes

Step 2

Verify & Approve

e-Sign with Aadhaar and complete Video KYC

Step 3

Receive Your Card

Card dispatched within 48 hours of approval

✨ Get approved before your groceries arrive.

Check Your Eligibility

Answer a few quick questions to see if you qualify

Salaried Individuals

  • Minimum annual income: ₹12,00,000
  • Age: 21–65 years
  • Indian resident with valid ID proof
  • Documents: PAN Card, Aadhaar, Salary Slips, Bank Statement (2 months)

Self-Employed Individuals

  • Minimum annual income: ₹10,00,000
  • Age: 24–65 years
  • Business vintage: 3+ years
  • Documents: PAN Card, Aadhaar, ITR (2 years), Bank Statement

Get in touch with us

Fill in your details and our team will reach out to assist with your application.

By submitting, you agree to our Privacy Policy and consent to be contacted regarding your application.

Customer Stories

Loved by Achievers

Join thousands of satisfied cardholders who've elevated their lifestyle

The BOB Eterna Card transformed how I travel. Free lounge access and 10X rewards make every trip special!

Navneet Sharma

Navneet Sharma

Digital Marketing Manager

Best credit card I've ever had. The rewards are incredible and the concierge service is a game-changer.

Ritika Verma

Ritika Verma

Entrepreneur

As a business owner, the premium benefits and instant approvals save me time and money. Absolutely worth it!

Amit Kapoor

Amit Kapoor

Business Owner

The smart spending rewards and no-expiry points make this card perfect for maximizing value on every purchase.

Sneha Mehta

Sneha Mehta

Consultant

4.9/5

User Rating

1M+

Happy Customers

150+

Countries

98%

Trust Score

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Join 1M+ Premium Cardholders

Unlimited Lounges Zero Annual Fee.Limited Time.

Apply for BOBCARD ETERNA before 31st March 2026 and get Lifetime Free membership. No joining fee. No annual fee. Ever.

48 hours
Card Dispatch
₹15,000
Welcome Gift
Unlimited
Lounge Access
4.9/5
Customer Rating

*T&C apply. Issuance of credit card is at the sole discretion of BOBCARD LIMITED

Got Questions?

Frequently Asked Questions

Everything you need to know about BOB Eterna Credit Card

You need to be an Indian resident aged 21-60 (salaried) or 24-65 (self-employed) with a minimum net annual income of ₹12 Lakhs. Valid PAN, Aadhaar, and income proof documents are required.