Your Monthly Bills Just Became Your
Monthly Savings
Experience the BOBCARD Cashback Credit Card - where everyday spending meets real savings. Get instant cashback on every swipe, tap, or scan.
Turn Every Purchase Into a
Step Towards More
Unlock a world of exclusive privileges designed to elevate every aspect of your life
Everyday Spend Rewards
Get 5% cashback on eligible online spends
Save on All Retail Spends
Receive 1% cashback on every other purchase
Surcharge Waiver
Enjoy 1% fuel surcharge waiver
Lost Card Safety
Unauthorized spends are covered
Everyday Spend Rewards
Get 5% cashback on eligible online spends
Save on All Retail Spends
Receive 1% cashback on every other purchase
Surcharge Waiver
Enjoy 1% fuel surcharge waiver
Lost Card Safety
Unauthorized spends are covered
Experience additional benefits that make your everyday life easier and more rewarding
- Simple & Transparent: No hidden conditions, no confusing tiers
- Low Monthly Fee: Just ₹49/month or ₹499/year
- Instant Gratification: Cashback credited automatically
- Everyday Essentials: Works on groceries, bills, food, shopping & more
Start earning every time you spend
From groceries to getaways every spend earns you real cashback.
Get Cashback on Your Daily Spends
Earn real cashback on the transactions you make every day with automatic monthly credit.
Spend Smart, Save More
5% online cashback + 1% on all other spends
See Your Cashback Power
Adjust your monthly spending to estimate the cashback you can earn with BOBCARD Cashback.
*Calculations are indicative. 5% cashback applies to eligible online spends and 1% to other spends. Monthly cashback capped at ₹1,500 per statement cycle.
Online Spends
5% CashbackOther Spends
1% CashbackAdditional Spends
1% CashbackYour CASHBACK Card in 3 Steps
Get your BOB Cashback Card in just 3 simple steps
Fill Application
Complete the online form in under 5 minutes
Verify & Approve
e-Sign with Aadhaar and complete Video KYC
Receive Your Card
Card dispatched within 48 hours of approval
Fill Application
Complete the online form in under 5 minutes
Verify & Approve
e-Sign with Aadhaar and complete Video KYC
Receive Your Card
Card dispatched within 48 hours of approval
Check Your Eligibility
Answer a few quick questions to see if you qualify
Salaried Individuals
- Minimum annual income: ₹3,00,000
- Age: 21-60 years
- Indian resident with valid PAN card
- Bank statement with salary credit for last 2 months
Self-Employed Individuals
- Minimum annual income: ₹3,60,000
- Age: 24-65 years
- Indian resident with valid PAN card
- Bank statement with business transactions for last 3 months
Trusted by Premium Cardholders
Join thousands of smart shoppers who are earning cashback on every spend
"₹1,200 cashback every month from my online shopping and food orders. The auto-credit means I don't waste time redeeming points. Best decision!"
Neha Kapoor
Marketing Manager
"Finally, a card without confusing reward points. I spend, I get cash back in my statement. That's it. Clean and simple."
Arjun Nair
Freelance Designer
"My Swiggy orders, BigBasket groceries, even Google Pay scans - everything earns cashback. I'm very happy with this credit card"
Kavita Joshi
HR Manager
"No minimum spends, no category hunting. Just 5% on online purchases and 1% on everything else. Perfect for regular folks like me."
Rohit Malhotra
Financial Consultant
*T&C apply. Subject to credit approval. Annual fee applicable.
*T&C apply. Subject to credit approval. Annual fee applicable.
Frequently Asked Questions
Everything you need to know about BOB Cashback Credit Card